Optimizer
Spend simulator
Model monthly spends and compare savings across card setups.
Spend Simulator
Enter your monthly spend by category to compare setups.
Annual savings
Compare your current setup with a high-earning alternative.
Current cards
Baseline rewards at 1 percent across categories.
₹6,000
Monthly: ₹500
With SBI Cashback
4 percent online, 2 percent food, 1 percent fuel.
₹18,000
Monthly: ₹1,500